Your statement that if the universe parameters were different there still might be life of a different form is blind faith on your part, ignoring the reality you find yourself in for something only found in between your ears. It is laughable that words that are used to describe what "is" around us so we understand one another actually because you understand them, you use th ...[text shortened]... n terms that we understand, you are willfully blind, it isn't a human language you have issues with.
You should turn the problem around. Could you imagine any universe in which the life within it, upon attaining the ability to think upon certain problems, would not at some time marvel at how wonderfully "fine-tuned" the universe appears to be for life?
And the fish that lives in a tank shall marvel at how the tank seems to be perfectly matched to hold the water that sustains the fish.
Myself, I think reality would have more to answer for if there were but one universe in existence, rather than a myriad. After all, "reality" should have no absolute carrying capacity, otherwise we should wonder what "tank" is limiting the total volume of water. From this standpoint, I see the "fine-tuning" issue as naught more than a statistical crapshoot that is of little interest. Certainly it's poor stuff with which to justify the existence of a supreme central authority figure that takes an unnatural interest in the minutiae of human affairs.